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How To Transfer Used Car Title in New Jersey

If you need to transfer a used car title showing vehicle ownership, you may do so only at a motor vehicle agency. Used car title transactions cannot be handled through the mail. To ensure the proper transfer of documents and to avoid penalties, please follow the following guidelines.

Please note that the following guidelines pertain strictly to New Jersey. Department of Motor Vehicles (DMV in New York) or Motor Vehicle Commission (MVC in New Jersey) rules and guidelines vary from state to state. Please double check with your local DMV or MVC office for the latest updates.

One typical rule when comparing New Jersey and New York differences would be that in New Jersey the lien holder will always hold the title until the vehicle is paid in full. Once the loan is satisfied the lien holder, usually the finance company or bank, will mail the owner the title.

In New York the same situation is quite different. The owner will receive the title usually within 60 days, however the title will show there is a lien holder on it. When buying a vehicle from New York make sure to receive the Lien Release letter showing that the vehicle has been paid in full.


When Buying or Selling a Used Car in NJ

When selling a used car the seller must:

  1. Buyer’s name and address;
  2. Date of sale;
  3. Mileage odometer reading (see below); and
  4. Sale price.

When buying a used car the buyer must:

Pre-owned in New Jersey
Pre-owned in another state that issues titles
Pre-owned in a state that does not issue titles
Pre-owned and purchased at an auction

Transfer of NJ Used Car Title in the Event of Death of an Owner

A vehicle registered in the name of a decedent may be operated for 30 days after the date of death. All documents must be brought to a motor vehicle agency or full service agency to complete the transaction.

If the title is in both the husband and wife’s name:

Transfer of  NJ Used Car Title From an Estate

What if the Owner Dies Without a Will

The MVC accepts American Express® card, Visa® card, MasterCard®, Discover card®, check, money order or cash.

Related Information

How To Properly Sell My Car In NJ

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